Wednesday, March 22, 2017

3/22 Money Market

3/22 Money Market

(The Supply and Demand thereof)

  • Demand for money (DM) has an inverse relationship btwn nominal interest rate (i or ir) and quantity of money demanded (Qm or QD - quantity demanded)
  • when ir increases, QD falls b/c individuals would prefer to have interest earning assets instead of borrowed liabilities
  • when ir decreases, QD increases, no incentive to convert cash into interest earning assets
Money Demand (DM) Shifters
  1. Δ in PL
  2. Δ in Income
  3. Δ in Taxation that affects Investment
Money Supply (MS)
  • If the FED increases MS, temporary surplus of money will occur at 5% interest; surplus would cause the rate to fall to 2%
Tight Money - Contractionary - Inflation
  • Sell bonds, less money, MS decreases
Easy Money - Expansionary - Recession
  • Buy bonds, more money, MS increases


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