Thursday, March 23, 2017

3/23 Fractional Reserve System

3/23 Fractional Reserve System
Fractional Reserve System - process in which banks hold a small portion of their deposits in reserves and loan out the excess
Demand Deposits - checkable deposits DD - liability
Required Reserves - Banks' cash on hand RR - asset
Excess Reserves - Banks' loanable money ER - asset
Total/Actual Reserves - RR + ER
Asset - owned
Liability - owed

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